#1 Discover Student Card

Discover is a fairly new credit card issuer that came to prominence in the 1980s. Something that Discover prides itself on is value. This credit card company makes sure that its customers are getting the most out of the money they spend. Discover has proven itself to be a reliable credit card issuer, with sophisticated antifraud departments and reliable customer service.

Key benefit

The key benefit of owning a Discover student card is the five percent cash back that you get. Unlike most credit cards, the five percent cash back offer does not expire. As long as you have your Discover card, you will be able to get five percent cash back. The categories that you’ll get five percent cash back in will rotate every quarter, with gas, groceries, and movies being some of the most popular ones. All purchases that do not receive five percent cash back will receive one percent cash back.

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Rating: 8.3/10 (25 votes cast)

#2 Discover Open Road Card for Students

Discover is one of the largest credit card issuers in the United States and its popularity continues to grow every year. One of the reasons for the rave reviews is the excellent cash back system it boasts. With the Discover open road card for students, the cash back system has been customized for a specific type of person.

Key benefit

The key benefit of the Discover open road card for students is the ability to be able to earn double cash back on gas and restaurant purchases. While regular Discover student cards allow you to earn five percent cash back on gas and restaurant purchases, it is usually only for three months out of the year. If you spend a lot of money on gas and restaurants, this credit card will help you save more money because you’ll be getting double cash back all year long. For all other purchases, you will be able to earn one percent cash back.

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Rating: 5.8/10 (13 votes cast)

#3 Citi Forward Card

The Citi forward card for college students is a wonderful card to start out with, especially because of the bank backing it. Citigroup is one of the largest financial institutions in the United States, which is beneficial to its customers. Being such a large company, you can rest easy knowing that Citigroup has your card protected from fraudulent activities.

Key Benefit

The largest benefit of the Citi forward card for college students is its Thankyou reward system. With the Thankyou reward system, you will be able to redeem Thankyou points that can be used to redeem many different items. Reward items include clothing, televisions, computers, and tablets. If you pay your bill on time and do not go over your credit limit, you will receive an additional twelve hundred reward points at the end of the year. This point bonus will allow you to redeem even more items.

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Rating: 6.6/10 (14 votes cast)

#4 Journey Student Rewards from Capital One

Capital One is one of the United States’ leading internet banks. One of Capital One’s specialties is credit cards. People loved Capital One’s travel credit card and overtime the financial institution expanded its reach into student credit card. One of the best student credit cards from Capital One is the Journey student rewards card.

Key Benefit

The key benefit of the Journey student rewards card from Capital One is the one percent cash back on all purchases. While there are some credit cards out there that offer comparable reward programs, the Journey student rewards credit card is backed by Visa, the largest credit card processor in the United States. Having a credit card backed by Visa means that the credit card will be accepted in more places and you’ll be earning more cash back every month.

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#5 Citi Dividend Platinum Select Visa Card

Citi Dividend Platinum Select Card for College Students

The Citi dividend platinum select card is a cred card issued by Citigroup. Citigroup is a well known credit card issuer, with over two hundred years of experience in the banking industry. One of the main benefits of having a credit card with Citigroup is the high level of support and reliability. Citigroup has credit cards down pat and the Citi dividend platinum select card for college students is no exception.

Key Benefit

One of the key benefits of having the dividend platinum select card is the ability to earn five percent cash back at the grocery store and at gas stations. This offer is good for the first six months you have the card, so you can really save a lot of money. After the first six months of usage, you are still able to earn one percent cash back on everyday purchases and two percent cash back in rotating categories. With this credit card, the more you spend the more you’ll save.

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Rating: 8.9/10 (60 votes cast)

#6 Student Upside Visa Prepaid Card

For students that do not want to have a credit card, a prepaid card is a very viable option. One prominent issuer of a prepaid debit card is Metabank. Metabank has been issuing the student upside visa prepaid card for some time now and it has been getting wonderful reviews.

Key benefit

The key benefit of the student upside visa prepaid card is the ability for it to draw funds directly from a checking or savings account. This is the perfect card for a student that receives monthly income from relatives or parents. Instead of the relatives or parents having to write a check every month, the funds can be directly deposited onto the upside visa prepaid card. This makes it easy for the student to use the funds and withdraw from an atm.

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#7 Citi Platinum Select Visa Card

Citi is one of the largest financial institutions in the United States. What sets Citi apart from the rest is its longstanding dedication to quality and efficiency. Citi has been around for over two hundred years now, making it one of the most established banks in the United States. Today, Citi issues a number of credit cards. Many of these credit cards have been created specifically for students. One such card is the Citi Platinum Select Visa Card.

Key Benefit

One of the key benefits of the Platinum Select Visa Card for college students is the fact that the customer is not liable for any fraudulent purchases made on the card. If the card does happen to get stolen, customers do not have to worry about paying back thousands of dollars.

Another key benefit is that this credit card does not require a co signer. Many credit cards for college students require a co signer because of the student’s limited credit history. It is always best to find cards that do not require a co signer so that individual credit history can be established.

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Rating: 6.7/10 (11 votes cast)

#8 PASS Card from American Express

American Express is one of the premier charge card issuers, known for providing outstanding customer service. Recently, American Express has ventured into the prepaid market. One of the prepaid cards American Express issues is called PASS. The PASS card from American Express is exclusively for teenagers.

Key benefit

The key benefit of the PASS is your teenager only being able to spend what you put on the card. Unlike a debit or credit card, you can’t go over a limit or make the account go negative. Parents love the PASS card because it is so easy to fund. You can link your checking or savings account to the card and choose how often and how much money to put on the card. You can also fund the card by phone and with cash.

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Rating: 5.0/10 (5 votes cast)

#9 Wells Fargo College Visa Card

Wells Fargo is one of the largest financial institutions in the United States. While Wells Fargo started out its business issuing bank accounts, it has been in the credit card business for a while now. One of the credit cards backed by Wells Fargo is its college visa card.

Key Benefit

The key benefit of the Wells Fargo college visa card is that there is no annual fee. For students, it is always important to keep fees to a minimum and Wells Fargo delivers. In addition to having no annual fee, this credit card also allows customers to decide when the monthly payment due date. This is very convenient for many people, especially if they get paid only once a month.

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Rating: 5.5/10 (8 votes cast)

#10 Journey Student Rewards Credit Card

Capital One is one of the most reputable internet banks in the United States right now. This financial services company offers many different bank accounts as well as credit cards. One of its most popular credit cards is the Journey student rewards credit card.

Key Benefit

The key benefit of the Journey student rewards credit card is receiving a twenty five percent cash back bonus when you pay your bill on time every month. If you know that you will be paying on time, this is a very easy way to make some extra money on your cash back bonus. No matter what, you will be receiving one percent back on all purchases. And with no annual fee, you don’t have to worry about giving up any of your cash back bonus.

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